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Sometimes you may need a loan with no banks involved, no proof of salary required and no credit checks when you apply. A secured loan is the solution and there are options for secured loans from NCR (National Credit Regulator) registered lenders below. Getting a loan against assets is preferable to selling them as you will still have cash as well as the opportunity to repay the loan and get your goods back. There are also no legal implications if you cannot repay the loan, your assets will simply be sold to recover the debt, with no lawyers involved. Don't risk using a loan shark or other untrustworthy source if it is possible to get a secured loan. You can loan against items including a car, boat, diamonds, art, gold, jewellery, truck, motorcycle, antiques, expensive watches or other goods. If you are struggling to get a loan from other sources then getting a secured loan against fully paid assets could be the answer for you. Note that if you are specifically looking for a secured loan against property you own then please visit Borrow Online alternatively keep reading for other secured loan options.


Lamna offers secured loans against assets you may have as well as vehicles including art, antiques, luxury watches, valuable coins, jewellery, gold and diamonds. Other valuables will also be considered and all you have to do is complete a short form on the website giving as much information as you can relevant to the goods you would like to loan against. A consultant will contact you and make you a loan offer, if you would like to proceed you will have to visit the offices for a final valuation and to receive your loan. Offices are located in Cape Town, Johannesburg, Durban and Port Elizabeth so you will either need to live in these cities, nearby or be willing to travel to get a loan as the goods must be assessed before the loan can be approved and paid. Loans can be completed within 12 to 24 hours and one you have signed your loan agreement the funds will be paid into your bank account via EFT while you are still in the offices. Your goods will be securely stored under 24 hour surveillance for the duration of the loan and will be returned once you have repaid the loan amount and interest. There are no legal implications if you cannot afford to repay the loan and your valuables will simply be sold to recover the debt, there are also no credit checks done when you apply or payslips required. If you are in need of a cash loan and have valuables you consider to be of worth then it is definitely an option to consider and as a registered lender with the NCR (National Credit Regulator) you are guaranteed transparent fee structure and responsible lending practices - apply now @
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Pawn My Car allow you to get loans against any fully paid vehicles you may own, not just cars. You can apply online in just a few minute for a loan against your car, truck, motorcycle, boat or any other vehicle you may own that has value. As with Lamna a representative will contact you to make you an offer or a loan and then you will need to take the vehicle into the offices for a final valuation. For your loan to be approved you will need to have a valid RSA identity document, proof of residence and the original registration certificate of the vehicle. If the vehicle is in the name a company you will also need to bring CIPRO/CIPC documents, company resolutions and a copy of the proxy’s identity document. With all the correct documentation your loan could be approved within 1 hour during office hours and as a NCR (National Credit Regulator) registered lender you are guaranteed responsible lending practices and transparent fee structure. Once you have signed the loan agreement the loan amount will be paid into your bank account via EFT while you are still in the office and your vehicle will be stored in a secure facility for the duration of the loan term. There are no legal implications if you cannot pay back the loan, the vehicle will be sold to recover the debt, no proof of income is required and no credit checks are done when you apply. If you own a vehicle that is fully paid then why not see if you qualify - apply now @
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No proof of income required
No credit checks are carried out
Confidential with no banks involved
No legal implications for non-payment
Preferable to selling assets
loan r200000


paypal payments south africa
Payoneer offer a prepaid credit card that you can use in South Africa and can also be linked to a bank account in the USA and/or Europe. This means if you are someone that receives payments from companies like Amazon, Paypal, Google, Facebook, Apple and many others and want a way to easily use the funds then it could be the right card for you. Instead of having to wait for cheques to arrive or use other methods to draw funds you can simply transfer them into your account and draw the money at the ATM or use the card at the store, like any other MasterCard. There is also the option to link a local bank account in RSA and transfer the cash directly without the use of the card. If you need an easier way to receive funds from companies in the US or Europe and haven't considered it then you may find the service very useful - apply now @
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